Credit & Debit Solutions from Fiserv provide anywhere, anytime payment convenience to your cardholders through comprehensive transaction processing and settlement services, card management and personalization services, and extensive implementation and support services.

Connecting with Fiserv enables you and your cardholders to enjoy the benefits of a full-service card processing solution. We combine innovation, superior performance and service excellence to offer everything you need for a successful payment card program. We are one of the world's largest payment processors, processing billions of card transactions annually.

Our technology capabilities and industry expertise yield a complete end-to-end solution. Our credit card processing solution is based on the same leading software used by the world's top credit issuers. And our debit card processing fully supports PIN-based online and signature-based offline transactions.


Our Solution

Whether it's for consumers who use payment cards as a convenient alternative to cash and checks at retail locations, via telephone, or on the Internet, or for a business where the cards are linked to a business account, Fiserv expertise can make your program a success.

  • Credit: Fiserv offers both an integrated, full-service credit card management solution that uses a globally recognized processing platform and a gateway solution that works virtually the same way as signature debit. Our expertise includes commercial credit processing for lines of credit, installment loans and co-branded private label credit
  • Debit: Our debit card processing services for Visa® Debit, Debit Mastercard® and Discover® Debit enable you to extend purchasing power to your cardholders at the point-of-sale or provide convenient cash access at ATMs worldwide. Our Accel® debit payments network delivers the real-time payments and funds access consumers demand, anytime and anywhere


  • Fiserv is a one-source solution for all card processing needs. Our payment card solutions incorporate complete risk management services, loyalty programs, extensive management reporting and analytics, and comprehensive cardholder services
  • Credit & Debit Solutions put convenience in the hands of your cardholders – both individual consumers and businesses.  Cardholders use payment cards as a convenient alternative to cash and checks – anytime and anywhere they need to pay. The cards are safer to carry than cash, are more widely accepted than checks and are honored at millions of merchants and ATMs worldwide
  • Payment card programs are cost effective; they reduce check processing overhead while providing a reliable revenue generating opportunity
  • Our powerful technology platforms provide outstanding processing performance and reliability, and a state-of-the-art foundation on which to build and expand your payment card program

Terms and Conditions




Card Risk Office

Card Risk OfficeSM from Fiserv complements payment industry standards such as EMV® and tokenization, and provides direct access to experienced risk analysts who work with you to detect evolving fraud trends and prevent losses.

Read the brochure


Credit Full-Service Processing

Credit Full-Service Processing from Fiserv, an integrated credit management solution, helps you drive revenue and increase cardholder loyalty with a complete card program.

Read the brochure


Credit Card Essentials

Offering competitive products and services is vital to your continued growth and success. Credit Card Essentials℠ from Fiserv allows you to increase revenue through a comprehensive credit card offering.

Read the brochure


Card Care Center

Card Care Center from Fiserv allows you to service cardholders when they need you most. Customizable to meet the unique needs of your organization, Card Care Center enables you to provide a consistently high-quality cardholder experience.

Read the brochure

Have a question for us?

For more information about Credit and Debit Solutions, please fill out the form below, call us at 800-888-0085 or contact your Card Services Account Executive if you are a Fiserv client.

For information about other solutions, use the Contact Us Page.